Break Free from Debt with Prosperity Docs
If you are looking for an agency to help you create a remarkable presence online, you’ve come to the right place. We can help you take your business to the next level.
Why Choose Prosperity Docs?
100% Compliant
We are 100% compliant with Federal Consumer Protection Laws.We operate strictly under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) to help you challenge unfair debts.
No Lawyers, No Lawsuits
Just Powerful Documents. Unlike debt settlement or legal firms, we prepare the right documents so you can challenge and remove invalid debts on your own terms
Real-Time Case Tracking & Support
Monitor your dispute progress 24/7 with our client portal, plus live customer support when you need it.
Our Services
Debt Validation
Our debt validation program is designed to assist you in preparing documents that enable you, the consumer, to challenge the ability of a collection agency or third-party debt collector to collect an alleged debt from you. Should the debt collector not be able to provide the appropriate documentation, they no longer have the authority to try and collect the debt from you. This program also includes education about healthy financial habits and helps you understand how to identify potential violations of your consumer rights. This aspect of the program may result in complete debt waiver, tradeline deletion, and sometimes even monetary compensation to you.
Credit Restoration
In addition to debt validation, we offer credit restoration services that assist in preparing documents on your behalf to have inaccurate or erroneously reported information removed from your credit profile.
Highly Motivated Team with Innovative Ideas
How It Works?
Analyze Debt
With consent, we review your credit report to identify and dispute debts that may be legally challenged.
Prepare Documents
We create compliant validation letters disputing debts and send them via certified mail with tracking for accountability.
Track Progress
Monitor your case through our secure portal and access credit-building resources and legal protection guidance throughout.